Source of Funds
The standard lifetime transaction limit for verified corporate accounts is €15,000.
If your company plans to process transactions above this threshold, you’ll need to verify your Source of Funds (SoF) to unlock higher limits.
This ensures that all funds used on the platform come from legitimate and transparent business activity.
Verification typically takes 1 business day.
Examples of supporting documents
- Financial statements (balance sheet, P&L) for the most recent period;
- Bank statements confirming incoming funds;
- Contracts and invoices with clients or partners;
- Documents confirming investments or loans (agreements, shareholder resolutions, etc.);
- For crypto-related entities:
- a description of the business model and operational structure;
- exchange or wallet statements showing relevant transactions;
- documentation confirming the initial capital or source of business funds.
Additional requirements for financial institutions
If the corporate client is a financial institution (e.g., exchange, broker, asset manager, or payment company) and intends to use client funds on the platform, the following must be additionally provided:
- a valid regulatory license or registration certificate issued by a competent authority (e.g., FINMA or equivalent foreign regulator);
- the institution’s AML/CFT policy and internal control framework;
- a description of the client asset segregation and safeguarding procedure;
- confirmation that the funds used belong to verified end clients and are handled in compliance with applicable AML/CFT obligations.
Examples of Source of Funds Descriptions
Below are several examples of appropriate responses for different types of businesses:
Example 1 – Financial Institution / Crypto Exchange
“We are a licensed financial institution operating as a crypto exchange. We will be using client funds to conduct exchange and settlement operations through Stablegate. Our company website (link) and regulatory license (link) are publicly available in the official registry.”
Example 2 – Marketing / Commercial Business
“We are a marketing company specializing in brand promotion on social media with an annual revenue of approximately €100,000. As proof, we can provide our latest financial statement, and you can learn more about our services on our website (link).”
Example 3 – Technology / SaaS Provider
“We are a software development company providing B2B SaaS tools for e-commerce automation. Our clients pay us monthly subscriptions in both fiat and crypto. We will use Stablegate to process settlements and manage treasury operations. Company details and client references are available on our website (link).”
Example 4 – Trading / Arbitrage / OTC Operations
“We are a registered trading company engaged in digital asset arbitrage and OTC transactions across regulated exchanges. All funds originate from our own corporate capital and verified counterparties. We maintain full traceability of wallets and trading records and can provide exchange statements and internal audit reports upon request.”
✅ Tips for corporate clients
- Clearly describe your business model and fund flow.
- Mention your license or registration if you operate in a regulated sector.
- Provide links to your company website, official registry entry, or license listing.
- If your activity involves trading, arbitrage, or settlements, outline the compliance structure and counterparties.